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RB Scope 1.JPGAs the federal Affordable Care Act begins to take effect, ever-fewer California employers are offering medical insurance to their workers, according to an annual survey by the California Healthcare Foundation.

From 2002 to 2012, the proportion of employers offering such coverage declined from 71 percent to 60 percent. Meanwhile, the costs of health care insurance have risen by just under 170 percent since 2002, more than five times the overall inflation rate.

The average premium for single-person coverage was $545 per month in 2012, substantially more than the national average of $468, while family coverage cost an average of $1,386 in California and $1,312 nationally, the foundation said.

The survey also found that larger employers with high proportions of full-time workers were most likely to offer health insurance to workers and that deductibles tended to be much higher among small employers than among large ones.

Finally, 21 percent of employers reported that they had increased the share of insurance costs borne by employees during the preceding year, while 17 percent either reduced workers' costs or absorbed increases.

PHOTO CREDIT: Optometrist Aaron Lech, right, examines patient Melanie Kearns of Rocklin in his office in Roseville on April 11., 2013. The Sacramento Bee/Randall Benton



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