Bee Staff
Four Sacramento residents have been arrested in connection with insurance fraud, according a news release from the state insurance commissioner.
Arrested were (photos top to bottom, left to right)Ruben Andrade Sr., 48; his son, Ruben Andrade Jr., 18; Cristina Ramirez, 20; and Gustavo Hernandez, 20; all of Sacramento, in connection with insurance fraud charges, according to Commissioner Steve Poizner.
Hernandez was arrested at his Sacramento residence on June 19. Andrade Sr., his son Ruben, and Ramirez turned themselves into authorities on June 20, the release states. All individuals were booked into Sacramento County Jail.
A Sacramento County Urban Auto Insurance Fraud Task Force investigation alleged that in September 2008, Ruben Andrade Sr. filed a vehicle loss claim with his insurance company for alleged vandalism of his vehicle and theft of his wheels and tires, the release states.
Ruben Andrade Jr. and Cristina Ramirez recorded statements with the auto insurance company that the 2005 Chrysler 300 was vandalized where it was parked at their residence sometime during the night while they were asleep, the release states.
Ramirez, Ruben Andrade Jr. and Sr. all gave statements to the insurance company that they had no knowledge of who committed this crime and that they were not responsible for loss and damages, the release states.
In June 2009, the Auto Fraud Task Force discovered that Ruben Andrade Sr. allegedly conspired with his son and Cristina Ramirez to stage the vandalism of his vehicle at their apartment complex, with the assistance of Gustavo Hernandez, who allegedly removed the tires and wheels, the release states.
Potential loss total for Andrade's claim is approximately $13,950.









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