With so many cars and people in California, you'd think this state would have the highest overall car insurance premiums. But that honor goes to Louisiana with an average annual premium of $2,510.87, according to a new national survey by Insure.com. California comes in at number five with an average cost of $1,774.41. What state has the cheapest rate? It's Maine with a measly $902.85.
The Insure.com survey also looks at the most expensive car models to insure. Naturally, the ultra-luxury cars top the list. Number one is the Porsche 911 Carrera GT2 (6-cylinder, 2-door coupe) costing an annual average of $2,943.78. The least expensive? Mazda Tribute I (2WD, 4-door utility) at $1,070.25.
This Insure.com web sites also provides an interactive database where you can see an average premium for a particular make, model and state. Or you can browse by vehicle type (cars, trucks, SUVs, etc.). Bear in mind this survey is based on a hypothetical driver: 40-year-old male who commutes 12 miles to work.