Column Extra: My Sunday column on "freshmen finances" covered money-management advice from college families and financial experts. Here are a couple more resources/suggestions:
Get campus help
Don't overlook campus financial aid offices, which have numerous resources for students. Hundreds of universities, including UC Davis and CSU Sacramento, offer their students free access to CashCourse.org, which has tips on budgets, saving money, even how to "eat cheap" in college.
Sac State's website also has "Financial Aid TV" videos on money basics.
Complete important documents
Once a student turns 18, Sacramento estate planning attorney Trudy Nearn recommends they fill out three documents: a financial power of attorney, an advance healthcare directive and the medical records release form known as HIPAA.
The HIPAA form says your medical records can be shared with whomever you designate; the health-care directive states who can make medical decisions on your behalf; and the financial power of attorney gives a parent (or another designated person) permission to make/postpone loan payments, talk with landlords and access bank accounts, if a student is incapacitated or unavailable.
"It gives parents some ability to help out or deal with situations as they arise," said Nearn. "Not just emergencies, but things like an apartment lease, car payment or loan that's in the student's name and comes to the home address."
Typically, students designate a parent on these forms, said Nearn, but siblings, grandparents or family friends could also serve.