As we noted in Sunday's personal finance column, the Medicare clock is ticking.
That's because seniors 65 and older (and younger Medicare recipients who qualify due to disabilities) have about a month left - until December 7 - to choose their healthcare coverage for 2013.
As anyone who's tried it knows, sorting out your Medicare choices can be very confusing. "Very bright people are struggling with the decisions they have to make," said Margaret Reilly, a regional program manager for the Health Insurance Counseling & Advocacy Program, a state-sponsored free counseling service.
This year, some Medicare plans are changing premiums or adjusting prescription coverages and some are leaving the local area altogether. That's why Reilly is urging anyone with Medicare questions to contact HICAP's local office in West Sacramento, which serves nine counties: El Dorado, Nevada, Placer, Sacramento, San Joaquin, Sierra, Sutter, Yolo and Yuba.
Volunteer counselors are available weekdays to answer your questions. To contact the local HICAP office, go online or call (916) 376-8915. The office is located at 3950 Industrial Blvd. in West Sacramento; hours are weekdays 9 a.m. to 4 p.m. (closed from noon to 1:30 p.m.)
To locate HICAP offices in other counties, go online or call (800) 434-0222.