http://blogs.sacbee.com/personal-finance-ask-the-experts/ Get advice on money matters from The Bee's Claudia Buck and a panel of local experts en Copyright 2013 Thu, 16 May 2013 14:01:28 -0700 http://www.sixapart.com/movabletype/ http://www.rssboard.org/rss-specification My wife and I each have one son from a prior marriage. They both are college graduates. We own two homes that are not of the same value. My wife http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/what-if-spouses-have-differing-views-on-how-they-should-plan-their-estate.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/what-if-spouses-have-differing-views-on-how-they-should-plan-their-estate.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts Wills & Trusts Thu, 16 May 2013 14:01:28 -0700 Due to federal furloughs, the IRS is closing all its offices and toll-free hotlines on five days through summer: May 24, June 14, July 5, July 22 and Aug. 30. http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/irs-offices-to-be-closed-5-days-between-may-and-august.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/irs-offices-to-be-closed-5-days-between-may-and-august.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts Money Matters IRS taxpayer assistance centers Where's My Refund? Wed, 15 May 2013 19:25:48 -0700 Q: I made $80,000 and TurboTax said I was disqualified from deducting the interest I paid to federal government on the parent loan and/or the tuition I paid. Out of http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/can-my-son-claim-education-tax-credits-if-i-claim-his-dependency-exemption.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/can-my-son-claim-education-tax-credits-if-i-claim-his-dependency-exemption.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts IRS & Federal Taxes dependent education tax credits surviving spouse Mon, 13 May 2013 16:58:30 -0700 Q: I own a property with a sibling in a 50/50 Percentage Ownership. With depreciation tax deductions, do we divide that depreciation deduction by the percentage of ownership? That is http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/can-i-deduct-depreciation-on-50-interest-in-a-property.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/can-i-deduct-depreciation-on-50-interest-in-a-property.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts IRS & Federal Taxes depreciation partial ownership Mon, 13 May 2013 16:43:39 -0700 Several Bay Area coupon sites have launched Mom-friendly ways to save and give back at the same time. One is CouponsforChange, started last August by Michele Boal, co-founder of Mountain http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/mom-friendly-grocery-coupon-sites-let-consumers-savegive.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/mom-friendly-grocery-coupon-sites-let-consumers-savegive.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts Money Matters CommonKindness.com CouponsforChange.org Michele Boal Mon, 13 May 2013 10:56:27 -0700 Q: I just turned 71, so I received the allotted amount from an IRA account and from an ICMA account. My husband and I live comfortably with our pensions right http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/i-just-turned-71-where-can-i-invest-additional-money-i-have-saved.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/i-just-turned-71-where-can-i-invest-additional-money-i-have-saved.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts Personal Finances CFP.net IMCA.org Kimberly Foss Mon, 13 May 2013 09:18:30 -0700 Q: My wife and her sister were deeded their mother's home 15 years ago. Their mother bought the home 45 years prior. What would be the tax base for determining http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/what-is-the-tax-basis-in-a-property-interest-received-by-gift.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/what-is-the-tax-basis-in-a-property-interest-received-by-gift.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts IRS & Federal Taxes fair market value gift inheritance limitation on tax basis tax basis Mon, 13 May 2013 09:15:30 -0700 Here's a novel idea for a Mother's Day gift: financial security. In launching a new monthly financial blog, Financial Planning for Everyone, the Certified Financial Planner Board in Washington, D.C., http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/for-mothers-day-invest-in-mom-says-cfp-board.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/for-mothers-day-invest-in-mom-says-cfp-board.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts Money Matters Certified Financial Planner Board CFP Board Eleanor Blayney Wed, 08 May 2013 13:17:08 -0700 Our recent column on "how to improve your online image" offered tips on making sure that a Google search of your name or company yields the best possible results. Here http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/online-reputations-more-tips-on-how-to-use-social-media-smarts.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/online-reputations-more-tips-on-how-to-use-social-media-smarts.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts Money Matters Social Media Club Sacramento Yelp.com Mon, 06 May 2013 11:37:20 -0700 In the 1990s we established an A/B family trust and have always placed all assets in the name of the trust with us as trustees. We do not expect to http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/will-simplifying-our-trust-cause-us-to-have-to-re-do-all-of-our-title-documents.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/will-simplifying-our-trust-cause-us-to-have-to-re-do-all-of-our-title-documents.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts Wills & Trusts Mon, 06 May 2013 10:49:41 -0700 What can Spider-Man teach your kids about money? Plenty, according to the creators of a first-ever financial literacy comic book for kids: "Avengers Saving the Day." On Saturday, free "Avengers" http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/free-avengers-comic-books-give-kids-financial-literacy-heroes.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/free-avengers-comic-books-give-kids-financial-literacy-heroes.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts Money Matters James Asmus Marvel Comics Practical Money Skills for Life Visa Inc. Fri, 03 May 2013 14:50:01 -0700 He may not have graduated from high school yet, but Sean Burris is already airborne with his first business venture: Classic Jet Tours. Fueled by his passion for vintage jet http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/come-fly-with-me-young-entrepreneurs-jet-company-wins-nfib-scholarship.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/come-fly-with-me-young-entrepreneurs-jet-company-wins-nfib-scholarship.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts Money Matters Bear River High School Classic Jet Tours Sean Burris Thu, 02 May 2013 15:07:56 -0700 My sister is the trustee of our parents' revocable trust. We will soon be selling their house and property. I feel there is a lot of unnecessary money being spent. http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/my-sister-is-the-trustee.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/my-sister-is-the-trustee.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts Wills & Trusts Thu, 02 May 2013 13:06:17 -0700 Q: Should I care about my credit rating? I don't owe anything, I have a pension that takes care of all of my needs, and I have $300,000 in savings. http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/should-i-care-about-my-credit-rating.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/should-i-care-about-my-credit-rating.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts Personal Finances Thu, 02 May 2013 06:24:50 -0700 Q: I have a 401(k) from a previous employer, and I would like to transfer it to a financial vehicle where I would have some control of where the money http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/how-can-i-reinvest-my-401k-plan-from-a-previous-employer.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts http://blogs.sacbee.com/personal-finance-ask-the-experts/2013/05/how-can-i-reinvest-my-401k-plan-from-a-previous-employer.html#mi_rss=Personal%20Finance%3A%20Ask%20the%20Experts Personal Finances Wed, 01 May 2013 05:54:45 -0700